Karl
We can discuss the limitations of Sketchup for hours and still have the same dilemma, how about working around the limitation? I suggest getting a bigger toolbox, different software for different needs. Sketchup being the first app you use to design the buildings you need and depending what the client requires it can also be the only tool you use if basic design is the desired result or a basic animation.
However if you want to achieve a photo real render or animation with lots of vegetation I'd suggest using an app that can support proxy's or a 3rd party app like Vue, Thea or Lumion for renders and animations where you can add geometry to your hearts content without fear of crash.