• Login
sketchucation logo sketchucation
  • Login
⚠️ Libfredo 15.4b | Minor release with bugfixes and improvements Update

Car Insurance!!!

Scheduled Pinned Locked Moved Corner Bar
9 Posts 7 Posters 211 Views 7 Watching
Loading More Posts
  • Oldest to Newest
  • Newest to Oldest
  • Most Votes
Reply
  • Reply as topic
Log in to reply
This topic has been deleted. Only users with topic management privileges can see it.
  • B Offline
    baz
    last edited by 24 May 2012, 01:57

    Recently had a minor bingle with another car, my fault.
    Insurance rep called me with the cost. $1300.
    Told him I was self-employed and cash was tight, was there any way I could have an arrangement, ie: pay it off in installments...
    ..Bit of hemming and hawing.. Could I manage $800 in a months time?.

    "What! you are knocking off $500 just like that?"
    "Yep."

    Live and learn mon amis

    1 Reply Last reply Reply Quote 0
    • J Offline
      Jim
      last edited by 24 May 2012, 18:44

      Everything is negotiable.

      Hi

      1 Reply Last reply Reply Quote 0
      • B Offline
        brookefox
        last edited by 24 May 2012, 18:51

        That's strange... should be a real estimate to repair, or no? The fellow may be getting a whole lotto bondo in lieu of some metal?

        But good for you. Take the rest of the day off.

        ~ Brooke

        1 Reply Last reply Reply Quote 0
        • E Offline
          ely862me
          last edited by 24 May 2012, 19:06

          I don'get this ,,my car insurance covers all the damage I would made(to other cars and traffic participants) while I drive, up to 200 000 euros I think . Why do you have to pay ?

          Elisei (sketchupper)


          Before no life was done on Earth it was THE LIFE ITSELF...GOD
          Come and See EliseiDesign

          1 Reply Last reply Reply Quote 0
          • A Offline
            andybot
            last edited by 25 May 2012, 10:48

            deductible?

            http://charlottesvillearchitecturalrendering.com/

            1 Reply Last reply Reply Quote 0
            • I Offline
              iichiversii
              last edited by 25 May 2012, 11:23

              You should see how bad they are here in Ireland, I was in a car crash on the 3rd of April, other drivers fault, my car was wrote off, I got it for €8000 3 yrs ago, I only got €2500 for the car from he's insurance, I suffered financially and he gets a slap on the wrists, some joke, car insurance are only a sticker on your window, gangsters who you would swear they had to stick thor hands in their own pockets.

              Remember: sticker on your window, that's all they are

              Bring on the Rain...

              1 Reply Last reply Reply Quote 0
              • T Offline
                TIG Moderator
                last edited by 25 May 2012, 12:35

                A legal requirement you must have and 'pays out' when the unexpected happens... BUT insufficiently to you, but if you had been judged in the wrong too much to the other guy 😞
                Now in the UK there are specialist solicitors who say to pass your claim to them before contacting your own insurance.
                You should have been fully compensated by the other guy's insurance, without any need to involve your own insurers except to keep them informed of events. If it's the other guy's fault then he [or his insurers] foot the whole bill... You should not be out of pocket and you should get sufficient recompense to replace the car with an equivalent one.

                The 'sticker on the window' reference might be confusing...
                In many places [like the UK] you only have to carry proof of insurance with you [say with your driving-license] but in Eire as well as displaying a 'tax-disc' on your windscreen you also have to display an 'insurance-disc' [In the US the tax-disc is equivalent to your 'license-plate', but in UK/EU the license-plate is a separate thing belonging to the car itself not the driver - unless you are in Switzerland where you are given a license-plate when you pass your driving test and that applies to every car you ever own - a directory lists the license-reference against your name and address so if you see a pretty girl driving a car in Switzerland you can find out where she lives...!!!]

                TIG

                1 Reply Last reply Reply Quote 0
                • B Offline
                  baz
                  last edited by 25 May 2012, 12:54

                  I have no insurance for anything, (except 3rd party} on anything.
                  As a 62yo, I figure I am quids ahead. And I am.
                  This was my first accident involving anyone else ever, maybe lucky.

                  The thing that blows me out, is that with a simple whinge, the price I had to Pay was cut by 30%.
                  As the man said. "Everything is negotiable"
                  As i said... we live & learn.

                  1 Reply Last reply Reply Quote 0
                  • I Offline
                    iichiversii
                    last edited by 25 May 2012, 15:08

                    That's not entirely true Tig, I taught that too, my car was valued at €8000 3yrs ago, and even tho it was insured at that insurance company's only pay out what the car is valued at now, I baught my BMW when the economy was booming, but since the resession hit the value of high powered petrol cars decreassed bringing the value of my car down to €2500 on the market today, this is why I only got this much, it's a joke and I totally agree that the person who was not at fault should not be out of pocket but it doesn't work that way, ideally it should but both persons suffer financially no matter what, believe me iv just gone threw it all, I say again insurance is only a sticker on your window.

                    Bring on the Rain...

                    1 Reply Last reply Reply Quote 0
                    • 1 / 1
                    1 / 1
                    • First post
                      1/9
                      Last post
                    Buy SketchPlus
                    Buy SUbD
                    Buy WrapR
                    Buy eBook
                    Buy Modelur
                    Buy Vertex Tools
                    Buy SketchCuisine
                    Buy FormFonts

                    Advertisement