Hi Speaker,
Thank you for the C&Cs and taking the time to try and make alterations.
As for the water I did add a bump within vray, it probably needs tweaking a bit more. I think the slight haze and vignette are definitely a nice touch as is adding a background. My only concern would be that the picture now looks over bright on the right, so much so that you cant see the smaller details. I also don't like to add so much contrast and generally try to bring the saturation down, this can sometimes make the image look a bit washed out, but I suppose its just personal taste. Had this been for a client I would however had to adhere to their taste.
Once again thanks for the C&Cs definitely some good tips to help try and improve it.